Your money. Your plan. Your guide.

Stop guessing where your money went.

üPoor™ is a conversational guide that watches your back financially — like a trusted friend who checks in daily and never lets you fall behind on a bill again.

Get UnPoor See How It Works
Emma and Uncle Jay sitting at a coffee shop, talking about finances.

Emma and her Uncle Jay

Sound familiar?

One missed payment spiraled into everything.

Emma set up auto-pay and thought she was safe. She missed letters from the bank. Her car got repossessed. She borrowed money for a junker that broke down in two weeks. Then she lost her job.

🚗

"I thought auto-pay had it covered."

A bank connection changed and she never noticed. The payments silently stopped. By the time she found out, the car was already gone.

💸

"I had to borrow money just to get a car."

She scraped together cash for a junker. It broke down in two weeks. No car. No job. Nothing left in the bank.

😔

"I wasn't bad with money. I just wasn't paying attention."

She didn't need a spreadsheet. She needed someone watching her back — catching problems before they became disasters.

How It Works

Getting started takes 2 minutes. Just text or talk.

No forms. No spreadsheets. Just a quick conversation where you tell us the basics — and we build your custom cash plan.

üPoor: Hey! I'm so glad you're here. To start, roughly how much money is sitting in your checking account today? A good guess is totally fine!
You: Uhh maybe like $600?
üPoor: You're doing great. How much actually lands in your bank each time you get paid? And how often?
You: About $1,000 every week.
üPoor: Now what are your biggest bills? Things like rent, electric, your phone. Tell me about how much and roughly what day it's due.
You: Rent is $1,200 on the 1st. Phone is $80 on the 15th. Electric is around $50 also on the 15th.

That's it to start. From those answers, üPoor™ builds your entire Cash Flow Map, detects upcoming shortfalls, and creates your personal plan.

A calendar showing paychecks and bills mapped to specific dates
The Core

Your Cash Flow Map

Timing is everything: Monthly budgets are a myth...

pay-period cash flow is reality.

See exactly which paycheck covers which bill. No more "do we have enough today?" panic. üPoor™ maps every dollar from the moment it lands to the moment it's due.

The Daily Check-In

30 seconds a day keeps disaster away.

Every day, üPoor™ sends you a quick check-in. It warns you about upcoming bills, confirms what cleared, and updates your balance. Think of it as a trusted friend who never forgets a due date.

  • 1

    Heads up on what's coming

    "Your $80 electric bill is due tomorrow. Keep that cash safe."

  • 2

    Confirm what cleared

    "Your $1,200 rent was due yesterday. Did it go through?"

  • 3

    Quick balance update

    "Now that it cleared, what's the number showing in your account?"

  • 4

    One small question to learn more

    "Do you own a car? We might want to save a little for maintenance."

Emma — a young woman who uses üPoor daily

Emma checks in every morning ☕

The Transformation

From crisis to clarity.

Emma started with nothing saved and a pile of debt. By committing to 30 seconds a day, she built a wall between herself and disaster. She's no longer surviving — she's fighting back.

$50
Overdraft Shield Built
$600
Half Month's Rent Saved
$1,000
Starter Emergency Fund
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Uncle Jay — the founder of üPoor

Uncle Jay, Founder

From the Founder

A Finance Survival Guide.

Built by a founder who survived on food stamps and physical envelopes after the Army, üPoor™ isn't an investment platform — it's a survival guide for the rest of us.

Most apps assume you are a spreadsheet-loving robot. üPoor™ assumes you are a human who forgot it's the 1st of the month.

  • ✦ Zero-Based Budgeting without the PhD
  • ✦ Snowball your debt with a personal drill sergeant or caring uncle

🤝 Meet People Where They Are

Currently exploring partnerships with non-profit organizations to teach real-world financial skills.

You deserve someone watching your back.

üPoor™ isn't a spreadsheet. It's a guide. Built by someone who's been exactly where you are — and made it out.

Get UnPoor